Product & digital transformation leader · Yangon

I turn complex digital ecosystems into products people can use.

I lead at the intersection of product, technology and operations—bringing clarity to high-stakes FinTech and commerce initiatives and moving teams from idea to measurable impact.

Swe Zin Hninn, Product and Digital Transformation Leader
ProductStrategyTransformation
Available for leadership opportunities
10+years shaping digital products
16+integrations delivered in 3 months
11apps & portals led at KBZPay
End-to-endstrategy through production

Selected organization & products

Recognizable brands, with my role made clear.

Selected work

Products built where
complexity is real.

Payments, digital wallets, commerce platforms and operations—designed as connected systems, not isolated features.

01Current focus

Connected commerce at City Holdings

Leading digital commerce products across a Super App, public payment gateway, POS platform and e-services ecosystem—aligning business, engineering, finance and operations around one scalable experience.

Platform strategyPaymentsProduct operations
02NearMe · Product Manager

16+ integrations. Three months.

Expanded platform reach by delivering more than sixteen new e-service integrations, while moving vendor-managed solutions in-house and strengthening the product operating model.

E-servicesAWSAgile delivery
03KBZPay · Product leadership

Scaling partner products and service quality

Led a portfolio of eight mobile apps and three web portals, shaped agent and merchant business models, and used performance data to improve expansion decisions and customer experience.

Digital walletPower BIGrowth strategy
04Wave Money · Product delivery

Making complex financial rails usable

Delivered open payment APIs, bank-account linkage and operational releases by connecting developers, vendors, database teams and business stakeholders from requirement to production.

Open APIsBank linkageRelease leadership

How I lead & deliver

Less explaining.
More seeing and deciding.

I make complex work tangible—so stakeholders can align earlier, delivery teams can move with clarity and operations can own what launches.

01

Find the real problem

Start with impact, evidence and constraints. Separate the visible symptom from the root cause before choosing a solution.

Impact → Evidence → Root cause
02

Align difficult stakeholders

Listen for the outcome behind each position. Make trade-offs visible, offer clear options and close with an owner and decision.

Listen → Options → Decision
03

Show, don’t over-explain

Use low-wording flows and prototypes so non-technical stakeholders can see the experience, test assumptions and respond early.

Flow → Prototype → Feedback
04

Control production issues

Confirm severity and customer impact, stabilize first, assign ownership, communicate clearly, then close with RCA and prevention.

Triage → Contain → Prevent
05

Design for operations

Translate the product into SOPs, roles, exception paths and practical training so operation teams can run it with confidence.

SOP → Readiness → Adoption
06

Report for decisions

Keep management updates concise: outcome, status, risk, decision needed and next move—without burying the signal in activity.

Outcome → Risk → Next move
01Diagnose
02Prototype
03Align
04Build
05Launch
06Learn

Career arc

From business analysis
to product leadership.

Eleven years of progressively wider ownership across Myanmar's technology, financial services and digital commerce landscape.

01
2026 — NOW

Product Owner · Digital Commerce Platform & Products

City Holdings Limited

Leading connected commerce initiatives across Super App, payments, POS and e-services.

02
2024 — 2026

Product Manager

NearMe

Owned FinTech and e-commerce platforms, integrations, delivery operations and technology governance.

03
2023 — 2024

Head of Business Development & Service Quality

KBZ Bank · KBZPay Center

Built expansion models, performance frameworks and service-quality programs powered by business analytics.

04
2023

Digital Application Manager

AIA Life Insurance Myanmar

Delivered localization, e-submission and claims capabilities while coordinating CRM and POS initiatives.

05
2020 — 2023

Product Manager → Product Team Lead

KBZ Bank · Agent Banking

Led the KBZPay partner product portfolio, business plans, roadmaps and multi-team release execution.

06
2018 — 2020

Product Delivery Specialist

Wave Money

Managed payment API, bank-linkage and CRM delivery from technical design through deployment.

07
2015 — 2018

IT Business Analyst

Frontier Technology Partners

Connected business logic, platform operations, analytics and nationwide service delivery for myKyat.

Leadership toolkit

Broad enough to connect the system.
Focused enough to move it.

01

Product direction

Strategy · Roadmaps · Discovery · Business models · Backlog ownership

02

Delivery leadership

Agile · Cross-functional teams · UAT · Release planning · Vendor management

03

Platform & payments

API integration · Payment gateways · Digital wallets · CRM/ERP · AWS

04

Operational excellence

Data governance · Power BI · KPIs · Service quality · SOP design

My point of view

“The best product work makes complexity feel clear—for the customer, the team and the business.”

Education & credentials

BE, Information TechnologyPyay Technological University · 2015
BSc, MathematicsYangon Distance Education University · 2014
Professional Scrum Product Owner IProduct ownership certification
Professional Diploma, Network EngineeringICTTI